ON THE PURSUIT PODCAST (PRST)
On the Pursuit (PRST) Podcast connects with entrepreneurs, movers and shakers that are making a real impact in life & business and we share these stories to motivate and inspire you to take action in your life. Now kickback and enjoy the show whether you are chilling, working out or on-the-move.
ON THE PURSUIT PODCAST (PRST)
From Broke to Banking: The Digital Money Blueprint
You're not making at least $3,000 a month and you're just sitting in your mama's house feeling broke and disgusted? It's because you won't get rid of your pride. In this riveting conversation with Smartphone Billionaire, we dive deep into the mindset and tactics that can transform anyone's financial situation—regardless of where they're starting.
When I asked what one message he wanted listeners to understand, his answer was immediate: "Execute." You don't need to be the smartest person, but if you execute more than someone who knows everything, you'll get results. This philosophy helped him generate almost a million dollars using just his smartphone.
At the core of his success is what he calls "the gap formula"—getting paid for knowing what others don't. Whether it's credit repair, business funding, or client acquisition, the knowledge gap creates opportunity. He shares his journey from living in his car with his girlfriend to using DoorDash to rebuild his confidence, eventually stacking up $5,000 to invest in his future.
The conversation takes a fascinating turn when he explains how credit is essentially a "financial glitch" that most Americans don't understand. With over 200 million Americans struggling with bad credit, he breaks down exactly how to build a solid credit profile that banks actually want to fund—not just improve your score. The step-by-step process he outlines has helped thousands transform bad credit into six-figure funding opportunities.
What's most compelling is his practical advice for using "OPM" (Other People's Money) to build wealth rather than purchase liabilities. From purchasing a duplex with 0% interest credit cards to creating digital products that generate passive income, he demonstrates how execution trumps circumstance every time.
Ready to discover how your smartphone could be your path to financial freedom? This episode delivers actionable insights that could change your relationship with money forever.
Do you feel like people should be broke? You're not making at least $3,000 a month and you're just sitting in your mama's house. You're just sitting with your girlfriend feeling depressed, feeling broke and disgusted. It's because you won't get rid of your pride, like you could just download the app DoorDash and start delivering somebody else's food that's crazy and start paying your bills off for that.
Speaker 2:What would be like one message that you really want to get down Execute would be like one message that you really want to get down execute.
Speaker 1:You don't even gotta be the smartest person, but if you execute more than somebody who knows it all, you're gonna get results talk about, like how much money you have made and how much impact you have made for just using the phone just using the phone, probably almost a million. So if I know how to fix my credit, I know how to get funding, I know how to attract clients. You don't know that stuff, or maybe you want to learn that stuff. So if I got the formula I could just sell it to you.
Speaker 2:If someone's watching this right now or listening to this right now and they're not making at least a thousand dollars, what?
Speaker 1:they need to do. They need to give it to me and I'm going to help them make some money.
Speaker 2:What's up y'all? Welcome to another episode of the Honor Pursuit Podcast. We connect with entrepreneurs, movers and shakers, people that have information that you need to know, and on today's podcast I have someone that he's a client of mine. I would say Flew down here to Miami right now. We're in for a lot of deal and he's been on a run you know what I'm saying and not only has he been on a run, but he's been on a run specifically giving out information and sharing information that's going to change a lot of people's lives. Entrepreneur, father, you know what I'm saying, like generational changer. It's IK. I'm Ma. What's up, bro? Welcome to the podcast. What's going on?
Speaker 3:bro, good man, thanks for having me how are you?
Speaker 2:I'm doing amazing, bro, so I want to start off with Just the run that you're on right now. So why was it important for you to Hit these podcasts and Get your message out there and start touching?
Speaker 1:people, they need to hear it. A lot of the stuff I'm saying people aren't really known to have people say. So it's stuff that people really need to hear and I feel like it's life changing. So what would?
Speaker 2:be like one message that you really want to get down. Because, obviously, like you know, you're on a podcast. It's going to be 40 minutes, 60 minutes. You know what I'm saying. Like you're going to share a lot of different things, but if you had to like drill like something down, like one thing down, what would that be? Like people even watching this right now, what do they need to get?
Speaker 1:They need to execute. So, as far as what, what do they need?
Speaker 2:to get as far as like credit or like anything in general. Yeah, I mean, based on your message, what do you feel like is like they need to learn what Execution Execute. You don't even got to be the smartest person, but if you execute more than somebody who knows it all, you're going to get results, yeah but, bro, what about these people that are saying, man, like, I need to know everything before I start, I need to know how it's going to play out before I begin. I need a whole map.
Speaker 1:You know what. I'm pretty sure that you know more than you think to get a result. So that's all I'd be focused on is taking what I know and trying to get a result.
Speaker 2:So were you always an executor, or was that something that you even had to learn?
Speaker 1:No, I was always an executor. I can't lie.
Speaker 2:Yeah, okay, okay, cool, cool, cool. So what was like some of educate on um early, that built the momentum to put you in a position that you're in now.
Speaker 1:I remember seeing kate. I moved, I used to move a lot, so I remember going to 12 schools and every time I moved I would see okay, how can I make some money out of this school? I'll be in the fifth grade, I'll be in middle school, and one thing I would pay attention is it was anybody selling snacks at lunchtime. So if I would see people selling snacks, I'll ask them like hey, is it cool if I start doing this too? Because I ain't want nobody beating me up. But if nobody was doing it, then I would just jump out there and start executing. Tell Mom, deuce, I need you to take me down to Sam's Club, get me a bunch of Reese's chips, big Texas's and we about to start making some money. So where did that come from? Being from New York, seeing people hustle hustle mentality.
Speaker 2:yes, sir I'm saying so right now. There's so much going on right, and one of the biggest things I feel like is is it's always a money conversation. Yeah, you know, um, money and communication, those are the things I would say kind of break up relationships. You know, marriages, families, friendships. You know, right now we're, we're, we're in like I guess it's our version of what, like a gold rush, used to be an actual gold rush. So with, like, your phone, wi-fi and a little bit of information, you could take that a very long way.
Speaker 2:Yes, sir so do you feel like right now, people should be broke? No, they don't have an excuse to be broke. No, so how would you break that down?
Speaker 1:If you broke. There's so many ways you could get money, like you could just download the app DoorDash and start delivering somebody else's food that's crazy and start paying your bills off for that. That's a fact. So if you're not making at least $3,000 a month and you're just sitting in your mama's house, you're just sitting with feeling broke and disgusted, is because you won't get rid of your pride and start doing something like doordash, uber, eats and instacart, because those don't take no skill. If you got a car, I even used to do doordash on a bike, so yeah, you can do doordash on your feet exactly for real.
Speaker 3:so people just be lazy is your podcast still not monetized? Apple has over 2 million podcasts on their platform, but only 450 000 of them are active. The truth is, 90% of podcasts quit before episode 10, and of the remaining podcasts, only half of them really know how to get money and they rely on brand deals, sponsorships and a large audience. So if you're really ready to scale your podcast to 100K, click the link below, book a call and let's see if you're a good fit for the program.
Speaker 2:Man. So you think that's really like a cancer for people like that. Pride, yeah, 100% Pride keep you broke. Yeah, I mean, that's definitely true.
Speaker 2:I remember like and this is probably kind of testament to like your execution but I tried some things when I was younger that I guess, probably speaking, I couldn't continue to do it, but I kept moving. You know what I'm saying? Like, I remember when I was bagging groceries, I had a job for like two days. Like I just couldn't do it, nah. Or I got a job at the movie theater and I was a dude that went in after the movie was over and cleaned up the popcorn and everything that they used to spill. I used to clean that up. I had a job for two weeks. I didn't even pick up my check, bro, I just couldn't do it. But the thing was I kept moving on to something else because I know I had to, like you said, execute.
Speaker 2:But there's individuals out here where I feel like there's really no excuse, because now you can YouTube everything, you can chat, gbt, everything, and it will tell you what to do. I put up this video and it actually got me banned on Instagram for like three days. I couldn't DM, couldn't go live and basically I show people how they can make $25,000 from doing 100 videos. Yeah, you know what I'm saying and I just feel like this thing right here, this can put you in a crazy position, and I know this is how you help your people and I know this is how you teach and train. So talk about like how much money you have made and how much impact you have made from just using your phone.
Speaker 1:Just using the phone, just using the phone, just using the phone.
Speaker 2:We ain't talking about the laptop yet, just the phone.
Speaker 1:Just using the phone, probably almost a million.
Speaker 2:So wait, wait, let's stop for a second. You made a million dollars, almost a million dollars, just using the phone.
Speaker 1:Yes, bro what service you got. You want me to give them all of the service I did or what I'm doing now.
Speaker 2:No, no, no, no. What service you have on the phone?
Speaker 1:Oh, I'm going to keep it 100 with y'all. Some of my phones don't even have service, so I'll go get a phone and just use it to create content.
Speaker 2:So you got a phone right now that has no service, wi-fi only yeah, and you use that to create content and you turn that content to cash.
Speaker 1:Yes, sir.
Speaker 2:To make almost a million. You got to break that down for the people Because I already know in the comments they like this ain't real.
Speaker 1:Yeah, they never going to think it's real, but it's real. I didn't do it in one year, guys. This has probably been Between four to five years Of me doing this stuff.
Speaker 2:But I still I want y'all to know, if we talking four years, that's still a quarter million a year, yeah, yeah.
Speaker 1:So I want y'all to know I'm phone and the reason why you can make money off your phone is something I call the gap formula, and the gap is what you know versus what they don't know, so you get paid off the gap so if I know how to fix my credit, I know how to get funding, I know how to attract clients, you don't know that stuff, or maybe you want to learn that stuff. So if I got the formula I could just sell it to you say hey this is how you fix your credit.
Speaker 1:That's how you get funding this how you get funding.
Speaker 2:That's how you attract clients. That's crazy. Getting paid off the gap I mean, you just gave me a crazy idea right now. But getting paid off the gap is that's so dope, because just you showing that statement. If people are paying attention, they realize that there is something that they know right now yeah or something that they're learning right now that someone else doesn't know or someone else is going to start searching for because they're going to want to know. Just imagine if you're wanting to get your real estate license. What if your gap was okay, you got the license. You shorten the window for someone else to get the license. Exactly Right. This is how you do the test. This is what you should prepare for. This is what you really should actually study.
Speaker 1:I seen somebody run it up using that same plan, that's what. I'm saying I seen them run it up, they ain't sell one house. They sold a thousand e-books teaching people how to get licensed Mm Fast Mm.
Speaker 1:You got ChatGBT. So if you know how to talk to AI like it's your girlfriend or your husband, you can start getting it to cook you up products that can help somebody solve a problem. So I always tell people the solution is one problem, one person, one solution. So if you can figure out how to solve one person's problem and an e-book is the easiest form of solving it you can start selling that thing for $20, $50, $100. The most expensive e-book I ever paid was $197. It was just an e-book, no videos.
Speaker 2:So you sold an e-book with no videos.
Speaker 1:No, I bought one for that price. Oh, you bought one. I'm just saying you can sell it for whatever you want.
Speaker 2:Okay, alright, so I'm going to play a devil advocate on this joint right. That same book that you purchased for $197, someone would say to you, yo, how many pages it had in it.
Speaker 2:It was over 100 pages, you know what I'm saying, because most people would think about. The value has to be how big it is, the value got to be how many pages it is, the value got to be how many pictures is in there, but the value ain't that. The value is actually what it is, because if they compressed that and put it on one page, it was like yo, I'm going to sell this one page for you for $197. It still would have been as valuable as a book with 100 pages. Exactly Because if you're shortening the gap, like you said, of me getting the information, you're helping me not only get the information, but you're saving me time. Exactly Because I don't got to read 99 pages. Nope, right, I can, right, so how?
Speaker 1:did you start getting Into the credit space? I had bad credit so I started doing door dash. So I tell people to do door dash Because I did it. So I remember being broke In the house, being depressed While my girlfriend Was paying all of the bills, feeling like damn. I don't want to work for nobody Because I already had success Doing network marketing, was making 10,000 a month and that's how I met SBS.
Speaker 2:We both was in the company together. Shout out, shout out to SBS so that's how I met him.
Speaker 1:So we both had success and I started kind of like the company started changing comp plans and all of this stuff, so it was all taken away from me so I had to rebuild. So one of the things I was doing was just sitting on my ass and feeling sorry for myself and thinking about the money I used to make and how I should have spent it better. But as soon as I got off my ass, started doing DoorDash and started making a $50, $75 a day, I started getting my confidence back and then, after doing it for about two months, I stacked up $5,000. And once I stacked up that $5,000, I started to invest it in myself and one of the first investments was my credit. So I paid. I remember it was a $47 ebook from Runway Billionaire back in like 2020. I purchased it, didn't do shit with it, because obviously you got to pay to play. So that little $47 didn't make me feel like- it was a teaser.
Speaker 1:Exactly.
Speaker 1:So it wasn't because the information was bad. It was just because I didn't invest enough. There's a teaser, exactly so it wasn't because the information was bad, it was just because I didn't invest enough. So that's when more time went by and my credit was still jacked up and I came across the content of just credit on your Instagram. So everybody talking about fixing your credit, everybody talking about this.
Speaker 1:So I had bought him 500 course on I think it was 500. I bought his course on how to fix your credit. I couldn't afford the $3,000 course. In my head I'm like no, I can't get the 3K joint and I should have, because it would have got there faster. So I just paid for what I could and I used that to fix my credit in like four and a half months. So once I fixed my credit, then I realized I still ain't know nothing. So I'm like, oh shit, what's next? So that's when I had to go get more information to learn about how can I go credit card stack, how can I set up my LLCs the right way, how can I go get business funding. And then I kind of just built it brick by brick.
Speaker 2:When did you realize that the information that you learned, that you was able to fix your situation, was information that you could utilize to leverage to help other people and turn into a business?
Speaker 1:Because I paid somebody, so I left that out. So I paid the $47,000. Into a business. Because I paid somebody, so I left that out. So I paid the $47,000. And before I paid the $500,000, I paid this one person $1,600 to fix my credit and my girlfriend's credit and they wasted a whole 8 to 12 months Like they didn't do nothing. They didn't get us no deletions and we were just like kind of depressed like damn bro, we did everything right, we invested in ourselves and shit still ain't work out. But that's when I bought the 500 course. After that I'm like shit, if I'm a pace of my nigga and do nothing, I might as well try this shit myself. So that's when I locked in.
Speaker 1:We both started working on my credit to see if it worked. Like she was helping me with letters and I was like all right, no, no, let's do this. So we was tag teaming my credit. Then it worked. Then we tag team hers and then once we realized, oh shit, this is really working. We like, all right, who, who else need a credit fix? So I started hitting up friends and family like yo, I'll charge you 150 to fix your credit. I got the sauce and some of them was like you don't know nothing, you know what I'm saying, but the people who tapped in started getting their credit fixed and that's what gave us the confidence that, oh, we can actually help people what's the importance of someone um getting their credit, getting their credit structured properly and just getting it fixed?
Speaker 2:in general, your credit is a glitch.
Speaker 1:Y'all see this right here Once you get your credit right, banks will throw this at you like you're a stripper. Facts, facts, facts Having access to good credit is something that makes your life 10 times easier than having bad credit.
Speaker 2:There's over, if I have this correct, over 200 million Americans that having bad credit. Rob Markman, this is over, if I have this correct. Over 200 million Americans have bad credit, and it's something that's not taught in schools, rob Markman. For a reason, rob Markman, and depending on where you're growing up, your family don't know nothing about it. Your parents don't know nothing about it. So now you just create another cycle of people with bad credit, rob Markman. Yeah, rob Markman, you know what know I mean.
Speaker 2:So do you? Do you think that that should be the first thing people should do? Um learn to fix their credit, or um just get access to the information to start to start to, to actually do it? Like, how important is? How important, I guess, is it for someone to actually have their credit right, because this is another thing too. Even though there's 200 million americans that have messed up credit this I I don't know this other stuff specifically, so I'm gonna generalize there's still a lot of people that actually don't have bad credit, but they don't understand how to leverage it either. So now you kind of got like two sides. Yeah, so the people that got bad credit, what do you think is important for them? Like to fix it, like, should they actually spend the time to fix it? And then the people that actually have good credit do you think they should learn to leverage it?
Speaker 1:yeah fact. So if you got good credit, you definitely want to learn to leverage it because you're going to get your time back. I always tell people you could have been got started at airbnb, you could have been got real estate, you could have been bought a business, if you knew how to get money faster. So when, when most people think of getting money, they think of how can I get another job, how can I work more hours, how can I save more versus what bank is going to fund my next dream? What bank is going to fund my next idea? So having good credit gives you that leverage to get started faster. And we all seen what happens when you wait too long with opportunities. They go to other people who got started faster and then, with bad credit, you want to fix your bad credit because we all play in the credit game. We just don't realize we're a part of it. So having bad credit is making your life 10 times harder to beat More expensive too.
Speaker 1:You can't get good cars, you got to pay money down on a bucket. It ain't even a car you want, so they want you to put 5K down on a bucket. Then you can't move into good apartments. You can't move into nobody's house, so you stuck living in projects with roaches or bad property managers. So I tell people fix your credit, because it's going to give you access to a better life, not just funding to start businesses, but also a better life for your children, because if you can change your zip code, that means your kids are going to go to a better school, which means they might not be in school with all the YNs out here making life hard. So credit is essential. I tell people if you can get your credit right, pay me, pay somebody else, go to YouTube University, but you got to get your credit fixed.
Speaker 2:Do you think it's un-American for people to not understand credit?
Speaker 1:Yeah, because there's literally foreigners, just like Leo. Leo said he came here from Brazil and he got funding. So there's people who've been in America their whole life that don't know how to leverage the fact that there's banks and there's opportunities. That's why people flock here. So if you're an American and you broke, you should be ashamed, just because how many things are here for us to come up.
Speaker 2:So people should actually pay attention to their social and their ERin, because these numbers can actually create revenue. These numbers can actually give them access to money and they can start businesses or they can just change their life. Yeah, so your social and your in your social, first as an individual, and then getting access to an ein, are things that people actually should be putting into play. Yeah, 100 like for real yeah, you could get.
Speaker 1:A lot of people tell you you could get funding Just using your EIN, which is true and false. You could get certain types of funding With your EIN, so, like you could get store credit, you could probably get business cards Under your EIN, but with your social. That's what the banks really want to see, especially if your business Not making money. So if you already got At least a 680 to 700 credit score and a couple other data points, banks will throw money at you, even if your business isn't generating any revenue. So what do you think?
Speaker 2:about um. You know, I read this. Uh, on the gram I saw this post where they said um trump elon thinking about giving people 5k. You know what I'm saying. Like it's like like it would be the new pvp. You know I mean because they're they're uncovering all this money that the government has been, you know, poorly allocating prior to them being in office. You know, if someone got access to that $5,000, I got bad credit what would be something I would need to do to get out of bad credit? I got the 5K, so the 5K came in.
Speaker 1:Do they want to pay somebody or learn?
Speaker 2:it's a new stimmy. I mean, give me the fastest way. I guess the fastest way.
Speaker 1:It depends on who you buy from. So, like, if you buy some stuff from me, we got some sauce it might help you, uh, get it done fast. But if you buy from other people, I don't know how fast that stuff gonna work. But you got two options. You can do the uh, the ebook option, you can buy a course or you can just pay somebody to do it for you. So I would tell people to try all three. That's what I did. I bought the ebook, I tried that, I bought a course, I tried that and I also paid somebody and I tried that.
Speaker 2:So try everything so the first step you say someone would need to you know, if you get this money you should invest in fixing your credit. Yeah, so credit is fixed what would be step two?
Speaker 1:step two you want to establish a business, so figure out how you're going to use your credit. Well, first, step two would be building your credit, because fixed in credit and built credit are two different things.
Speaker 2:So credit is fixed. Step two we building it, we got to build it, okay, boom.
Speaker 1:Step three now we got to establish some banking relationships after we get our llc set up. So we set up our llc and start setting up banking relationships. That's step three. Do it at the same time.
Speaker 2:All right. So we got the credits fixed. Yeah Right, we got it obviously structured properly. Right Now we're going to get the relationships with the banks. What's after that, get funding. What am?
Speaker 1:I going to do with this funding Many things Because a lot of people use it. People forget that if you just learned and you just went through this process, you can help other people go through the same process Now you can get paid off the gap. That's the gap. So if you don't got no play, that's the play for you. So the play is find your gap Exactly.
Speaker 2:Right, okay, cool, cool, all right. So answer this for me. We got access to the money Now. I always wanted a watch, I always wanted a chain, I always wanted an apartment. I always wanted to go on a trip. You know, I want to take my girl out. Should that be my next play? Hell, no, but I just got access to $20,000, $30,000.
Speaker 1:That's why most people got bad credit Making those kind of decisions. So what should I be doing? You want to use your credit to make money, gotcha. So instead of using your credit the way they taught us was in case of emergencies, you want to use your credit on opportunities.
Speaker 2:But what if? I can? You know, if I got $20,000, $30,000, I can just crash out right and then just do it over.
Speaker 1:Nah, you can't. You're going to burn your relationships. So, like some people did that with Chase, but now they can never go get funding from them. So, like Chase is one of the best banks to go to because they give you funding without having to see tax returns, bank statements and proof of income. So I'm getting my clients 50K, 60k, 100,000 just from them. So I always tell people like this bank is your family. Why would you do them dirty? You know what I'm saying? So treat them like you would treat your family. Treat them better than family, because family ain't never give you this funding.
Speaker 2:Yo, I'm going to tell you this, bro, family ain't giving you no bread.
Speaker 1:No.
Speaker 2:There might be like one, two family members might give you the bread, not 100,000, though. It's going to be. Well, you know what? Grandma would give it to you? Yeah, grandma, definitely would. Grandma would give it to you, trying to borrow money from you, and they ain't never giving it back.
Speaker 3:So I'm with you on that.
Speaker 2:So yeah, I would definitely treat them. I would treat them for sure better than family.
Speaker 1:I always tell people, before you loan any family any money, make sure you look at their credit report. If your cousin got late payments he ain't going to pay back on time. He's not If your auntie got collections she's not going.
Speaker 2:That's actually a good one. So listen, you got a family member. Before they ask you to buy some bread, ask them to see their credit card.
Speaker 1:Straight up.
Speaker 2:Yo, that's a fact.
Speaker 1:I don't want nobody money unless I see their credit Woo.
Speaker 2:Yo, I'm going to start doing that. That's real, but really at this point it's only like I would say. I got like two family members that would ask me for money occasionally but consistently. One of them always pay back on time, the other one is a little. Their payback is a little delayed.
Speaker 2:They pay it back but they stretch it out. You know what I'm saying, so I want you on that. I think that would definitely help you out. But yeah, those relationships with those financial, those financial um institutions, is a really big deal because you can always grow your funding access. Yes, so like this, this so okay. So you said earlier you're helping people get access to up to $100,000.
Speaker 1:We help them get more, but just from that bank, so we can help people get $200,000, $300,000. It's just about the banking relationships they already got set up, mixed with the ones we got set up, got you.
Speaker 2:So okay, so, so you, you know, you kind of took us to the to, to, to the steps. Now I got access to the money. What am I doing with the money? Because you already told me that I shouldn't be buying these, um, these liabilities. So what should I be doing with the money? How can I, how can I, uh, use this, this, this money I got from the banks, this credit you know what I'm saying to help me make money?
Speaker 1:it's called the op strategy, so you're going to use other people's money to start building wealth for yourself. Everybody Google people net worth and they don't even know how it's calculated. It's calculated through assets. So what you want to start doing is buying assets. Buy rental properties, buy anything you can. Like me and one of my business partners, I helped her get $120,000 in funding. I said, oh shit, you got funding. I got funding too. Now we started partnering on deals. So we got a duplex out in South Carolina that we got off market for $20,000. I used a Chase card. She used a Chase card, 0% interest.
Speaker 2:So you bought the property, 0% interest, no money out of your pocket, no money out of her pocket and it's other people's money and it's 0% interest. So you're paying that credit card back a couple hundred dollars a month.
Speaker 1:It's $100. So it's 1% of whatever you use, so that $10,000 cost me $100 a month.
Speaker 2:That's crazy and there's no interest. For what? 12 months? 12 months, and then you collaborated on the deal, exactly, bro, they ain't teaching this.
Speaker 1:They don't want us to know this.
Speaker 2:That's crazy. That's crazy. So this is what you teach the people in your program that you help. So after you help them actually fix their credit situation and then you get their LOC structure property and then you get them access to funding, you then are helping them invest in businesses or start businesses so they can put that money into motion and get a return. Yes, sir, how many people have you helped so far?
Speaker 1:thousands, like I told leo, thousands low ticket and probably about 60 people, uh, 60 to 70 people, kind of like mid high ticket.
Speaker 2:Yeah, yeah, yeah how are you, how are you getting the information out to the people?
Speaker 1:content like my inner circle people or like uh, just random people random people, oh content. I'll be giving out so much game on social if you go so, again, follow me right now.
Speaker 2:Again, we're going back to this.
Speaker 1:Yeah, if they go follow me right now. They can learn something.
Speaker 2:Yeah, so again, all right. So you've helped. Thousands of people are going back to this Yep and you helped close to 100 people, I would say, in person. But it all goes back to giving them, giving them the information so they could change their situation. And then you give them an opportunity to, to invest themselves by tapping in with you yes, sir, from from as low as an ebook up to like an inner circle or, you know, a coaching situation, and then you giving them the information that will help to literally change the situation. Why would anyone not want to do that? Belief breakief, break that down.
Speaker 1:So most people don't believe it's going to work for them, so they'd rather just make excuses and watch other people win Damn.
Speaker 2:We got to sit on that for a second. Yeah, we got to sit on that for a second, because now we're talking about one of the biggest roadblocks, which is really yourself. Yes, sir, you know what I'm saying. So, like, not only could your credit be preventing you from changing your situation, it's you, it's you.
Speaker 1:Yeah, mad, people got bad credit and bad spirit Damn bro, don't talk to me about that bad spirit. So they kind of like they got stinking thinking. They always think a bad stuff going to happen. They don't know how to look at the good in situations. I always tell people like, whatever you tune into, you turn into. And they always tuning in the negative shit. They watch VH1. They watching Pop the Balloon, they watching all of these things that keep them feeling like they're better than other people because they're looking at the worst case scenario versus getting in rooms just like this, getting around the people making money, getting around the people. That's going to stretch their thinking and make them feel like damn.
Speaker 2:I can do it, but I got to become a better person to get it. Bro, you just hit me with a couple of things and then you just made me think. So let's talk about this mindset a little bit more. So someone okay, we got, we gotta separate the credit, separate the funding for a second someone is preventing themselves from moving forward because of the mindset. What are some of the things they should start doing to start getting some clarity around becoming the person that they need to become so they can, you know, put, execute, as you were talking about earlier on the things that's going to really change their life?
Speaker 1:Yeah, first thing I'd probably do. They probably smoke weed. So when you smoke weed, the only thing you do is you got too much time to think. So you start thinking about all your problems, you start thinking about how things could have been better. So I tell people, stop smoking, especially if it's kind of making you feel bad. And the next thing you want to do is go to the library, find some books. Find whatever section that you want to be in, whether that's business, that's, uh, accounting, that's content, that's real estate. They have all of these books in there for free. I was literally just in the library in south carolina and the only people in there was you and the people that worked there. No, we're homeless people, oh word. So they were homeless people in there searching for jobs to try to better their situation versus people that already got something, that just want a little bit more.
Speaker 1:People don't even know what libraries are, bro, exactly that joint was state-of-the-art too, like they had MacBooks in there, like I'm like, hold on, I'm about to come here is probably state or government funded, so they got to allocate the bread.
Speaker 2:So that's why they there. But people ain't really going to libraries.
Speaker 1:People don't even realize I came up off the library. I remember when I was living in Vegas I was broke. I was telling Leo the story of how me and my girl went from sleeping in cars to staying at weekly spots.
Speaker 2:First of all, you had a girl that slept in a car with you. She's definitely a writer.
Speaker 1:That's why she don't work no more. She, literally she get paid to just take care of our baby 100%.
Speaker 2:I mean my man just said you already know the climate we in right now. I mean that's a whole nother conversation. Yeah, but you had a girl that was down for you and saw the vision and she was willing to sleep in a car with you.
Speaker 1:Yeah, that's why I'm loyal. Go through the journey. I'm loyal. I see all the butt cheeks on instagram.
Speaker 2:I scroll right past, yeah don't mention about she's saying about none.
Speaker 1:Most of them fake yeah facts 100.
Speaker 2:So you're watching fake. You're watching like the video which is fake and then you're watching some actual fake.
Speaker 1:Yeah facts, buddy, like I was telling you right. So I came up off the library like uh, me and my girl, we went from being sleeping in cars to sleeping at a weekly spot and while while we was at that weekly spot, we had free phones. So we had free phones, like we was really down bad. So we had free phones. But what happened was we found out that L'Oreal gave you a little hotspot.
Speaker 1:So they gave you an unlimited Wi-Fi hotspot, but they would give it to you for only 21 days at a time Got you. So once we realized this, we was like, oh shit, now we can start growing our businesses because the place we were staying had the slowest internet in the world. It was garbage. We could not do nothing in there and we didn't have no cell phones. We had our phones but they didn't have no service on them. So we had to get the free phones to call family and to keep in contact with each other for real. So that's when we would have the free Wi-Fi out at 21 days at a time. So what happens is I would have the Wi-Fi out and then my girlfriend would reserve it next.
Speaker 2:So when.
Speaker 1:I'm handing it in, she picking it up. So we did that shit for eight months, bro, and we built a resume business where it was generating us anywhere from about $5,000 to $8,000 a month. And literally I'll tell people there's so many resources out here that they just sleeping on because we was making 5k a month using free wi-fi and free phone she doing sales calls on the free phone and we using wi-fi from the library. So that's why I talk about doing door there. So I talk about going to the library, because I literally use those two things to come up well, one thing that I got out of that man is just the just the collaboration.
Speaker 2:Yeah, the partnership, you know, and I think obviously there's nothing wrong with, like, a single person out here just focused doing your thing. But when you have someone that you can collaborate with and have a partnership and y'all have the vision, or one person has a vision and the other person's down with the vision you can move super fast bro other person's down with the vision, you can move super fast, bro.
Speaker 1:Yeah, you know, I'm saying I mean that's really a cheat code, nah, facts. Having somebody who got the right mindset, that's willing to invest not only their money but their time into the partnership, it's a blueprint because now, even though I'm like I'm successful, I'm helping my girl become successful in her own way too by investing in her. So I bought her uh, I bought her a stock trading course, so now she be trading futures and now she got a funded account, just because I invested the money that she invested in me before I invested it back into her.
Speaker 2:Yeah, that's crazy. So now she's going to be learning that you'll continue to do the thing that you have going on helping people with credit funding, and you also help people with digital products as well, yes, sir. So talk about that a little bit, because I think that's interesting, because not only are you helping people in like real life, physically, but you're able to make money and monetize on the digital side, and even though it's 2025, there's still a hell of a lot of people that have no idea how to make digital money or that digital money exists. So talk about your journey with that and how you're able to make digital money.
Speaker 1:so I always tell people a digital product, a digital service, because that's how we got started. She was doing resumes and that's technically a digital product, so she ain't have a job, but she had a skill of helping people get jobs. I always tell people stop feeling like a fraud, because just because you might not have got yourself the result, you might have the information to help somebody get the result. So start taking action. So that was the first digital product we were selling. We were selling resumes, uh, help people get new jobs, and stuff like that. So that's one of the first ones. We took that skill help people get new jobs. And we got paid uh, like two to five hundred dollars a resume.
Speaker 2:But how'd you make it a digital product though? Because I'm pretty sure people don't understand. You're helping people with the resume. They can see that I'm actually helping you. I might sit down with you, might be on a phone call. You know what I mean. But how does that translate into?
Speaker 1:digital money. Okay, so it translates into digital money because we're not physically there. We do it when we want to do it and you can use your computer to make the product. So, with the resume, all she would use is Microsoft Word and Conva. So she would use two softwares that are both free and I don't think Microsoft Word free no more, but we got it free using a YouTube but, yeah, you use Microsoft Word and Conva. She was making digital products, but that was like 10 years ago, so it was way easier to do now. So you could go straight to Conva, make your whole e-book, you could get ChatGBT to cook up your product. But that's what we was doing. We was helping people with resumes.
Speaker 2:So on the digital side it's actual e-books, and then coaching program.
Speaker 1:So, yeah, I help people with e-books. I don't really do e-books no more, because I want to give people more value, gotcha. So if somebody bought an e-book from me, it's probably going to come with videos. It's going to come with e-books. It's going to come with a community. It's going to be like a little bundle, exactly. So I try to give them way more than they paid for it how to turn bad credit to six figures and then also how to get your LLC funded anywhere from $100,000 to $200,000 in funding.
Speaker 2:So you use that model to educate and speak to people like in an online classroom setting, and then they have the opportunity to work with you in another capacity.
Speaker 1:Yep. So at the end I tell them hey look, if you loved working with me for the last hour, last two hours, I'm pretty sure you loved it. If you want to learn how to work with me for the next three to six months, then I'll give them you know, I'll tell them how they could do that. And then is that a digital product too? I mean yes and no, because I'm not physically there. I'm running a business straight from my phone. So I do live classes with them where I'm breaking down how I make content, I'm breaking down how we go get funding from the banks, and I usually do those on like my ipad or my laptop. But I do it from wherever I could do. I could be in dubai, I could be in new york, I could be in my living room, I could be in my home office. So it's digital because of where I can be. I don't gotta be in their living room. So how much?
Speaker 2:bro, would you say, you made on a digital side digital side last year.
Speaker 1:Last year over over a hundred thousand. So okay, hold up, bro, and that's just off of, like digital products.
Speaker 2:That's not me doing coaching or funding, so hold on a second, the average american makes about just about 60 and, and they gotta go spend 40 plus hours a week physically, yeah, exerting energy. And you found out how you can make six figures, right, not entry level, like you know, good, six figures using your phone, wifi iPad, laptop.
Speaker 1:You don't need much. That's why they call me smartphone billionaire. Look, I learned how to make money off my smartphone. Why aren't other people doing this, john? They don't know what they don't know. They think everybody on Instagram is a TikToker or a dancer or you know. They're not really realizing that their social media could be a goldmine.
Speaker 2:So do you feel like if someone has a smartphone, everyone should be making some type of money on it?
Speaker 1:Yeah, because we all got our own personality. So people love you for being who you are and they'll want to shop with you for that reason.
Speaker 2:So if someone's not making at least, what would you say a month on it?
Speaker 1:Something to at least pay one bill, so like a thousand bucks, alright.
Speaker 2:So if someone's watching this right now or listening to this right now or listen to this right now and they're not making at least a thousand dollars, what they need to do get a phone back or something they need to give it to me and I'm gonna help them make some money.
Speaker 1:But now, if you're not making no money off your phone and you don't want to do like doordash or instacart, because those are apps you can go download right now and start making some money, then I would tell you to go to chatGBT and go to YouTube. Matter of fact, you can't make money unless you got a skill. So that's why you got to do DoorDash first, because now you can make money while you don't have any skills. Then you can invest that money you just made in DoorDash into learning a skill like credit repair, business funding, online coaching, content creation, running ads. Then, once you start executing and getting yourself results, you shouldn't need to sell digital products. But if you want to sell digital products now you can teach people how they can make money doing what you do.
Speaker 2:So everybody needs to at least be making $1,000. If they're not making $1,000, then something's wrong.
Speaker 1:Yeah, and most people are not making $1,000 because they're not going out there and learning something. You can't sell what you don't know. You can't help a person if you haven't helped yourself. That's so. That's why you got to figure out how can I help myself so I can get some information that most people don't know.
Speaker 2:Yeah, I like that. I like that a lot. I feel like I mean, honestly, I hope it made someone feel upset or or damn near offended, because I feel like that might be the energy that they needed to execute and take some action. They should be offended, yeah, 100%.
Speaker 1:That's why I was telling I always like me and immigrants. We always become good friends because they action takers. They come to this country and they get it popping. They own businesses, they start progressing, not only for their generation, but the next generation. But we still talking about the hood, we still talking about racism, we still talking about all of these things that don't affect us financially in 2025. So get off your ass and start taking action as the easiest way to come successful in America.
Speaker 2:What was your relationship like with your father?
Speaker 1:Me and my dad. We had an okay relationship until my grandmother died. That's when our relationship kind of got rocky.
Speaker 2:And what year was that? How long ago? I was eight, so you was eight yeah, so how old are you now?
Speaker 1:31, are y'all tapped in or y'all still have a little situation? So it's been a minute. It's been a minute. I haven't talked to him since I was in the seventh grade I think I was 11 so you ain't.
Speaker 2:So you, it's been a minute bro. Yeah, 20 years bro. So you think that he need to make the first move, or you need to make it, honestly, I don't have any hatred in my heart yeah like towards him, like if I seen my dad I would have pops.
Speaker 1:Like I love my dad. He made me who I am. So it's not like uh, I just don't know how to find him. You know, I'm saying he's not really on social media okay, so. So pops is mia right now yeah, but people know how to find them you know, what I'm Like. You know how people from New York hang around certain people, so if I could find that one person he hang around, then I could probably find him.
Speaker 2:Is that something you want to do?
Speaker 1:Probably for my son, but not really for me, because it's kind of like I don't feel like I need it.
Speaker 2:Would you feel a way if something happened to him, like if he passes him?
Speaker 1:I don't know.
Speaker 2:There's nothing inside you right now. That's like yo, I got to go find my dad. What do you feel like you wish you would have learned from your dad, like that gap of time between 11 and now. What are some of the things that you wish you would have learned from him, or how would you have liked to have that relationship?
Speaker 1:I mean I would have loved to have had that relationship, but not having a relationship was enough of a relationship, because I got to. I would have loved to have had that relationship, but not having a relationship was enough of a relationship, because I got to learn from him not being there. So I got to learn like, nah, it's not cool, it's not that hard to communicate, it's not that hard to be present, especially as a father. Now I was kind of like I always got to tell myself that I don't want to be better than my dad, because that's too easy. You know what I'm saying. Because he didn't do much, because that's too easy. You know what I'm saying? Because he didn't do much. So I don't really have any like resentment towards him, but it's just kind of like you kind of made your bed. You know what I'm saying.
Speaker 1:And my life and my mom's life was hard for no reason. So the one thing I wish she would have did is kind of like teach me how to deal with my emotion, since I'm a young man growing up with my mom and she don't know how to deal with a young man, so she's a woman herself. Because once I learned how to deal with my emotion. Then I was able to start executing, because the only thing that keep you from executing is kind of like feeling like damn bro, like everything I do don't work, or these muggles ain't fucking with me or shit. I ain't got no help, I got no support. So if you'd have kind of taught me how to stop feeling sorry for myself and kind of take those things and become victorious anyway.
Speaker 1:Because I heard Kobe Bryant say this one thing in his quote. He said after he lost a game this is when he started taking basketball serious, or when he knew he could go crazy. He said after he lost a game, he went to his parents and they said we still love you, no matter if you win or you lose, we're going to be here for you. He said that moment, right there, allowed him to know that it's going to be okay. He could go out there and, you know, try to be the best person and even if he failed, people would still love him.
Speaker 2:You think, if your dad said something to you like that now, would you receive that, or would it not even hit?
Speaker 1:I don't know, because I don't know, because it's like I don't really need it. You know what I'm saying. I built myself up from the ground up, so it's kind of like whatever you're tuning to, you're turning to. So I remember there would be years when I wouldn't be listening to music, I'd be listening to audio books, I'd be listening to personal development. I'd be feeding my spirit, feeding my mind. So it's kind of like I got a bulletproof mindset. You know what I'm saying.
Speaker 2:Like you know I'm saying like I don't think anything he could do would make me a better person or a worse person. What are some of the things that your dad taught you by not being present? That you know that you're going to teach your son?
Speaker 1:my dad was fly, so one thing he was flying away from new york, so he was super fly, so he cared about how he looked, he cared about how people treated him, he cared about those kind of things. So that's something that I learned from him and he was also an artist, so that's kind of like probably where I get some of my creative spirit, because he had, like his own website where it was kind of raunchy though. He used to get girls to come to his house and he would take like kind of like only fan style pictures of them.
Speaker 2:Back in the day your boss was, uh, you know, saying a pioneer.
Speaker 1:Yeah, he was finessa, his website was called interbrainnet back in the day right, okay okay. So like, uh, he was cool. You know, I'm saying he was creative, he was like a hustler in that aspect. So I was like I picked those things up what about your son now?
Speaker 2:right, because your relationship with your dad? Obviously he was. He was present early in your life, but then he wasn't. So the reason why I'm asking this is because my dad wasn't in my life either, like he was. I think the last time I saw my dad I might have been like six, right, and then Is he still alive. No, he passed away.
Speaker 2:But I remember he no, I appreciate that. I remember he used to always say he was about to come through and we lived like a town apart. You know what I'm saying. I stayed at my grandma's crib. I'm saying I sat at my grandma's crib and I would always be on a stoop waiting for him to come and he, just, he, just he just would never come. You know what I'm saying. But there's things that we learn from people not being present. So what are the things? What are a couple of things you feel like you learn from not being around that have become positive, that you know you can instill in your son.
Speaker 1:So it don't take much. You know what I'm saying. Like my dad used to do the same thing, he would call me in August and be like yeah, I'm going to get you this gift, I'm going to get you that gift for Christmas, and then Christmas would come. He MIA. So like he used to do that every year, Yo, he had two.
Speaker 2:It was too long of a gap. You know what he forgot, right nah?
Speaker 1:I don't, but he should have called me like October then yeah, facts, facts but I mean learning from him in his absence.
Speaker 1:Like I told you, it really wasn't like anything. I really learned from him why he wasn't there? Because I was watching my mom and I was able to see her struggles right away, which is like, oh shit, like I gotta lock in. I can't keep keep doing new things every year. So that's kind of like what I was learning, because I couldn't really learn anything from my, my dad, just because he wasn't really there. That kind of like is significant. To be honest with you, because we were struggling, I had no time to be thinking about pops. I'm thinking about, all right, like how can I get some money? And I'm eight years old? How can I get some money? I'm nine years old? How can I get some money? I'm 12 years old? You know how can I make things easier for my mom? So that's the only thing I learned from him was how to hustle, because he kind of he made my life harder. He didn't do it, yeah, so I had to figure it out Nah, nah, that makes a lot of sense, Honestly.
Speaker 2:Yo, I can understand that for sure, and I think I kind of share a little bit of that sentiment. So, so, what about your mom? Obviously, your mom was there. What are some of the things that you learned from her? But then what were also some of the things maybe she couldn't teach you because she's not your?
Speaker 1:dad I learned never give up. My mom never gave up, even though we were struggling. She never just said you know what fuck it, I'm going to just say nothing or just turn you to the streets or just stop caring. So even if my mom didn't make money, streets or just stop caring. So like, even if my mom didn't make money, she would find a way to make money. Even if my mom didn't have it, she would find a way to have it. If my mom may have it, she would try to find somebody that had it or do something she could and make sure we had it.
Speaker 2:So it kind of just gave me that killer spirit that just let me know, like if I really want something I could go get it yeah, man, mom was strong, bro, and it's interesting because, like you can learn, because I was raised by like my grandmother and my aunt and my mom, because my mom passed away too, so when my mom was around, so I grew up in a house full of women, but it's like they can teach you so much and they can love on you so much, yeah, but there's still so much they can't.
Speaker 1:Yeah, emotional, Everything emotional Like my mom still to this day she emotional. So one thing she didn't teach me was, like I told you, my dad didn't teach me how to control my emotions. So that's one thing that you know she can't really teach me because she's still trying to control her emotions as a woman. Facts, facts facts.
Speaker 2:And that gets really interesting, man, because I'm thinking back to there was several times when because you mentioned earlier about controlling your emotions, but there were several times I would like be in a heated situation and I just couldn't control my emotions, like punching walls, throwing things, breaking things you know what I mean. And then afterward I would feel bad about it, but I would always ask God to like put me in a situation where I could control my emotions, and then I would get mad because I'm like damn, I blew it again. So I asked for you know what I'm saying, and then eventually I got it. But I think like that's really control. You know, once you get to that point where you can like have a conversation with someone and like talk to them, you know directly express yourself, but not be emotional yeah you're the strongest person in the room.
Speaker 2:You're the strongest person in that conversation. Yeah, it's like yo, bro, like who you talking to. Why are you talking to me like that?
Speaker 1:this is always so, if you learn how to say anything you can say everything 100, 100.
Speaker 2:So you learn a skill. I'm fascinated with it because I remember when I started to learn how to make money with the phone and make money online. So you learn a skill. You're impacting so many people. You're continuing to level up and invest in yourself. You know you got the bulletproof mindset. You're executing on a high level. What are some of the things that you want to do, now that you're helping so many people? Right, because you're in a position, now that you can impact, inspire, change people's lives. So how does that feel for you? And then, what are some of the things that you actually want to do?
Speaker 1:Yeah, I want to give back in a lot of ways by like starting like centers where we teach people the stuff that I know Like.
Speaker 1:so digital center or physical Honestly, both you know, digitally, I kind of already do that every thursday. I'm literally, I love one of the people. I'll be giving them so much game and you know a lot of my mentors be like, bro, you're giving them too much sauce on there, you're giving them too much sauce, but I'm like they need it. You know what I'm saying. Like, if I can affect two people on here and they really go out there and execute, that's better than making money. I'm gonna make the money because I know how to post content, I know how to get customers for my businesses.
Speaker 1:Versus I need coaching students or I need mentors or mentees. You know what I'm saying. So it's like I be on there giving them so much game, like telling them hey, don't use your credit this way, use it this way. This is how you set up the business, this is how you build banking relationships. I be giving them so much game so that they could literally leave there, go get some results and start changing their life. But I want to do that in person for, like you know, at risk people. So people who live in a hood, you know people who used to be strung out so that they can learn how to repair their credit, they can learn how to get funding, and they can learn how to change their life too.
Speaker 2:What do you feel like you need to do that? Have you already started doing that?
Speaker 1:I just need a little bit more time. Ok, so keep doing the foundational work so that I can already have teams in place so that my businesses are always running, making money. Yeah, so that I could go build another team to build a business that's not making money, because that thing is probably going to be like more non-profit cost us a lot of money a month versus, uh, bringing in money. You think that?
Speaker 2:you could start doing that um by way of speaking at correctional centers.
Speaker 1:Oh yeah.
Speaker 2:I mean correctional facilities and things like that yeah, 100% Is that something that you've already done.
Speaker 1:No, I haven't done it. I have spoken at schools and kind of like small events, but I haven't been to any prisons. And I would love to go to one because my mom used to be like that.
Speaker 2:I think that would be fire, bro yeah you just gave me an idea. Yeah, I think that would be fire, bro. Yeah, you just gave me an idea. Yeah, I think I think that would be fire. Then, like, with with your knowledge and expertise, you can create a whole campaign around that yeah, people be in jail making money that's what I'm saying, that's cry yo, that that's dope.
Speaker 2:yeah, I think you should definitely do that. And there's so many of them you know what I mean like even in Florida. I know because I go to this church called VU in Miami and they have several different locations plus online where they'll do the services. And then one of the relationships that he created was with Everglaze Correctional Facility, so they're able to broadcast the services every Sunday to the correctional facility. So it made me think and that's why I kind of brought it up to you. It's like if you build a relationship like that, you have a direct line into you, know people that actually are looking for the help, and then you're the one that they help. I mean, you're the one that's able to really help them and you can make that impact in person and online?
Speaker 2:Yeah, right. And when those people come out, bro, their life will 100% be changed. Yeah, because you're already giving them the tools and the sauce that they need and at least the mindset to put them in position. And if some of the individuals are getting out, they really have to trajectory that didn't exist before.
Speaker 1:Yeah, people be in jail watching my content. They DM me all of the time talking about bro I just got my LLC set up bro. My baby mama back home working on my credit, she's sending out letters. Bro, I just got approved for this and I be like damn, that's what's up.
Speaker 2:And it make me mad at the people that's home Because I'm like damn bro how this person locked up and they taking more action than you and you at home. But you still locked up in your head, bro, because sometimes you need to get locked up.
Speaker 2:You've been locked up before, I have so you had to be like I have. I mean, yo, bro, I was locked up over some stupid shit. You know I'm saying, and I was only locked up for like a little less than a day. It felt like. It felt way longer, okay, like I was locked up for 18 hours, but it was over in new york and it was. It was um.
Speaker 2:Overnight I slept on a sandwich because I wanted to put my head on, uh, on a slab, um, but I feel like you have to go through something uncomfortable or something hard or something that's going to force you to do something differently so you can get the message. Yeah, facts, you know what I mean, and it's interesting that it's like that, right? I guess they call it the law of polarity, where it's like, if you're going through something bad, it's the same energy field of you going through something good. You're just on the other side of it, so you need to get on this side of it. But no matter how successful that you are, or maybe unsuccessful, it's literally the same thing. It's just an emotion.
Speaker 2:So you could be going through something bad and you could trick your mind like yo, we're going to do something good right now, and then your mind is like you're going to do something good, so now it's going to project more goodness, whereas you can be going through something bad and continue to stay on that and dwell on that, and you're going to stay in that frequency. Yeah, right, so even if you are doing something successful, you're going to be met with challenges, absolutely Right. Just, the next challenge is on that next level. So now you got to push past that resistance to get to your goal, and I think people that end up locked up, or people that end up losing up, or people that end up losing people or end up, you know, people that end up being in like tougher situations.
Speaker 2:There's like there's that lesson in it, there's that message in there that you gotta get yeah for you to now to become and then, once you become, you can go back and help other people not as fast, you know, I mean.
Speaker 1:So I think yeah I was able to learn from my mom she got locked up so I didn't have to.
Speaker 2:Rob Markman. Yeah, it's crazy, bro. I remember like I was like damn, not that I was like I need to be locked up, but I was like yo, I made it, I never been locked up. And then I got locked up over a.
Speaker 1:I was in like elementary school because he was like a juvenile correctional officer. Oh, so he threw you in there, I got caught stealing at Toys R Us, one of my homeboys. He straight took me there, put me in a cell, gave me a bag lunch and left me in there for a few hours. Then, when I went home, he spanked me, and then my mama spank me. So I ain't stealing that one again.
Speaker 2:You was like yo, I ain't never doing that again, I ain't stealing man. Yo, I definitely want to see you, bro. I want to see you do that. Hopefully sometime this year you can take advantage of an opportunity or maybe one will come to you, or you create your own opportunity where you can teach some you know some, some men that are in a correctional facility what they need to learn as far as their credit, mindset, funding, just an understanding, so when they get out they can now impact some other people where you can really just change their lives. I think that would be super dope for you, nah.
Speaker 1:I'm going to try that out. Well, I ain't going to try.
Speaker 2:I'm going to do it, yeah, and then you're going to flip it with the content yeah, you already know Right now we all saw I'm going to get content for them and me.
Speaker 1:They're going to have followers by the time they get out.
Speaker 2:Facts, bro, facts. So what are like three things you want to accomplish this year. We're moving into March. March is the third month, so that means we got about. You know, nine months left. Joint's moving fast. Nah, fact. So if you had to name three things specifically you definitely have to accomplish before we move into 2026. What are some of the things you really want to work on getting done, or what are the things you're going to get done?
Speaker 1:My goal this year is to help fund $10 million to small businesses.
Speaker 2:So $10 million of funding.
Speaker 1:Yeah, Okay small businesses. So that's one of my goals. Another goal is to help 20 people make six figures this year. I like that, and then to get two more investment properties I like that.
Speaker 2:I like that. I think I'm going to join you on help 20 people make six figures in that podcast space. I think that would be dope, Nah facts. So I like that. And then grab two more properties. Do the properties have to be in a specific space or just if the numbers make sense?
Speaker 1:Just good deals, Just like the one we got in South Carolina. Really good deals. The duplex we got it for $20,000. It's right by a college, so we got it for the low. We probably refinance, pull out money out, pull out some profits, put that into another property and then have cash flow when we renting out each unit each unit, probably to some college kids, and then you want to, you want to do that through uh collaboration again, or I would love to keep doing collaboration because it mitigates the risk.
Speaker 1:Yep, and real estate is slow. So a lot of people would tell you do real estate, do real estate. But they don't tell you real estate is more of a way to build wealth versus a way to get rich fast. Yeah, so that's why I do it. I do it to build silent wealth on the back end.
Speaker 2:I that I like that, alright, man. So we got to get into a couple of myths real quick. So let's talk about some credit myths and some funding myths. Let's give some people some information that can actually make some impact and maybe surprise them at the same time. So, with credit, what are some things people have heard about? Credit Could be online, could be social media. You know what I'm saying. That's absolutely, let's say, false or misleading.
Speaker 1:So with personal credit. A lot of people tell you that you can get funding with bad personal credit and that's a lie. That's why a lot of people think that they can avoid it, because there's so much misinformation about how you can still progress with bad credit.
Speaker 2:So basically, I can have bad credit and I can still get access to funding.
Speaker 1:So that's a lot. Yes, cap, yeah, okay, got it. Or if you do get funding, it's predatory. It's like payday loan type of stuff.
Speaker 2:Got you. What about when it comes to my actual credit report? Right?
Speaker 1:Oh okay. So a lot of people think their credit score is a determining factor when it comes to getting funding. But banks don't look at your score, they look at your profile. It's like a new construction house versus a brick house. Obviously you would want the new construction because it looks cleaner, but then once you realize it's not as sturdy, it's not as foundational, it's not going to last as long as a brick house, then you wish you bought a brick house, and that's how your score is versus your profile.
Speaker 1:So you want to make sure you're building a profile, and I'm going to teach you guys how to build your profile real quick. So if you want to get funding from the banks on the personal side, you need to have at least 10 accounts reporting. You want to make sure you got a credit mix of credit cards and install bid loans. You want to make sure that your credit age is around three to four years and you want to make sure that you don't got too many inquiries. If you got that profile right there, you could go get your first 50 to 100 000 on the personal side. Now, if you want to get business funding, the only thing you want to do is make sure that you got two credit cards that have at least two thousand dollar limits on the personal side before you go to the business side. If you meet those requirements, I can help you get funding, or you can try to figure it out yourself.
Speaker 2:Word. That was good sauce right there. So funding. Okay, what's the myth that people need to be busted about? Funding?
Speaker 1:They don't realize they can get funding without showing any proof of income, no tax returns, no collateral. You can get funding literally for 0% interest at that, for anywhere from 12 to 18 months.
Speaker 2:That's heavy. Now, what about a sequence when it comes to funding, right? So someone's like, yeah, like yeah, bro, yeah you can help me and everything, but I don't need your help, I'm gonna just go running up on the bank of my own. What? What's the pros and cons of that?
Speaker 1:the pros are obviously you're gonna learn and the cons are you're gonna learn because you're not gonna be getting the highest limits. You might even get denied and you're qualified. So I would tell people just because you got an 800 credit score, you feel like you know it all. If you want to get the best results, get with somebody who's getting their clients the best results, so you don't waste your relationships is there anything that you've seen online about funding that you know is getting um, you know a lot of exposure.
Speaker 2:A lot of people are hearing this message that you know ain't is like it's not true, it's false. Uh, the ein only stuff. So, like a lot of exposure. A lot of people are hearing this message that you know it's not true, it's false.
Speaker 1:The EIN only stuff. So, like a lot of people say, oh, you can get funding with your EIN only, but they're not telling you the type of funding and it's not a funding people mostly want. You don't just want store cards, and a lot of y'all don't realize how much money you're going to have to spend before you to start doing that stuff.
Speaker 2:I like that, I like that. Okay, what about the credit card stacking game?
Speaker 1:Credit card stacking. What about it?
Speaker 2:Break that down, because a lot of people probably don't even know they got one credit card, two credit cards max. Okay, you know what I mean. Maybe they heard that credit's bad, I shouldn't go get credit cards.
Speaker 1:So break down the credit stacking told you earlier, banks use a system called comparable lending. So before they give you a lot of funding on the business side, they want to see that you got comparable credit on the personal side. So what credit stacking allows you to do is it gives you that comparable credit to go get more funding. So all credit stacking is is finding what bank gives out what funding and going applying. And to give you a little bit more sauce, what credit stacking really is is knowing the bank, knowing where they pull from and then knowing what product you want to get. So if you can apply to three banks that pull from TransUnion, three banks that pull from Equifax and three banks that pull from Experian, you could do this on the personal and the business side. Now you could get anywhere from $50,000 to $100,000 personal and then another $100,000 to $200,000 on the business side, and then another $100,000 to $200,000 on the business side, is it, or would you advise someone do credit stacking?
Speaker 1:on multiple LLCs. Yeah, I always tell people you don't need all of this funding. Some of y'all only need $20,000.
Speaker 2:Some of y'all don't have these extravagant ideas, yeah, like they don't know what to do with the money, yeah, so if you get access to $20,000, you can set up the podcast.
Speaker 1:You can go get yourself an Airbnb. You can get a property, just like I did, me and my homegirl. We got the property for just $20,000. I also got another property out in Detroit for just $3,000. So you don't need a lot of capital to get started, but if you want a, lot of capital.
Speaker 2:Definitely use LLCs, because every LLC can get you anywhere from 50 to 200,000 in funding and that's how you can really run it up to like a million million plus in funding. Yeah, so I heard you say this earlier. Yeah, I might have heard you say it with Leo, but I think I also heard you say it online. That credit is really a glitch, yeah, in a system. So what do you mean by that?
Speaker 1:specifically because I used to be a broke door dasher. Once I learned about credit, I was able to charge myself up because it's a glitch. So now I could afford to do the things that I knew I could do, like run ads. I could get a better website, I could get inventory and I could start making money without being the face of the brand or even knowing what I'm doing at first, because now I could take that credit and hire people who know what they're doing and start getting results from our company. Got you.
Speaker 2:So I'm going to hit you with a couple of final questions, bro. So I like to ask people, if there was one person right that they could be alive or dead, that you could really help change their life. It could be a celebrity, superhero, you know what I'm saying. It could be maybe even someone that might be an engineer, just anyone. This person has bad credit. Who is the individual that you would to to really help fix their credit, get them access to funding and then, you know, help them invest in something?
Speaker 1:so the first person I did do this with was my mother. So we fixed her credit, we got her some funding from navy fed, and now we're figuring out how can we use that funding to build her a dream life that you know she don't got to walk away from, but somebody who isn't alive I would definitely say my grandmother I like that just because she's from new york.
Speaker 1:So I used to watch my grandma get up every single day, no matter how cold it was or what the streets had going on outside, she had to get up, get on the train, go to her job, and sometimes she didn't get home till it was dark and then, uh, she was on the oxygen machine. So it was like I saw how not having like, not having a lot of income affected her than it affected my relationship with my father. So, yeah, she would be the person I would definitely put on some credit.
Speaker 2:If you could work anywhere, like you take your son out to country, your lady out to country, you set her for like six months. Where would you like to work and make an impact?
Speaker 3:and again you, you're still working in the country yeah, anywhere in the world.
Speaker 1:Yeah, anywhere in the world, you're working online yeah, you know what I'm saying yeah but you're just working from that, from this remote spot.
Speaker 2:Where would it be?
Speaker 1:I mean, I used to already live kind of by the beach, so that's probably what I would do go to some, uh, some island, probably in bali or everywhere honestly I can't think of one place just because there's so many beautiful places, you ain't got no dream spot. They all my dream spots, like I want to go to South Africa, I want to go to Dubai, I want to go to Bali. I want to go to all of these places. Do you know your?
Speaker 2:origin, Like where your family's from originally.
Speaker 1:We.
Speaker 2:Black Irish. Where's the Black from? Huh, where's the black?
Speaker 1:from Rob Markman the Boss Black yeah, rob Markman the Boss, my great-great-grandfather.
Speaker 2:But where you know, where's the black from? Because black's not a place. Rob Markman the Boss, nah, rob Markman the Boss, ireland's a spot, rob Markman the Boss, yeah, rob Markman the Boss. But where's the black from? Rob Markman the we? From whatever, because black's not a spot. She was like oh, we're from the south, I'm like where. Like, oh, we're from New Jersey and Atlanta, I'm like, okay, but from where? So I ended up doing 23andMe and I found out that I got the Irish in there, I got the Scottish in there and then I got some. Well, the majority is Nigerian. You know what I mean. So, dude, do you know? Nah, I got to do one of those.
Speaker 1:Yeah, you got to figure that out. How much did it cost? Like $200? $23 and me.
Speaker 2:Yeah, it's like $199. Yeah, I got to try it out. Nah, you got to do 100% accurate. It at least gives you some context. You know what I'm saying. Like, the majority of your DNA is from this region of the world.
Speaker 1:I just never really thought about it because I guess I've seen so many generations of my family. So I'm like I look like these guys.
Speaker 2:I already know what's going on, yeah yeah, yeah, but I mean, it's a different thing, bro, because if you think about it, we're detached from our culture. Yeah, we're detached from our culture. Yeah, we don't speak our language. We don't know our family's heritage, we don't know if we had a creed or colors you know what I'm saying. We don't know what the dance you know what I'm saying. If we come from and they had a certain dance, certain swag, you know, we don't know, like, the way they used to dress, what was our native foods? Nah, that's fact. You know what I'm saying. We don't know nothing and we're speaking a language that we think is the right language, just because we grew up in this country, but it's not even our language.
Speaker 2:It's not even our native tongue. So I definitely got to go to Scotland just because I know that I got that in me, yeah. And then Ireland, because I know I got that in me too, but then Nigeria because I feel like when I test out soil I might you mentioned earlier like you get charged up. So I feel like I might I might get charged up or something nah, for sure you gotta go grounding like where you from.
Speaker 2:It's different because, like I remember dating women and I date women from like different countries and they'll be like, oh yeah, I'm going home and like they know where home's at, and I'm like let's talk about that.
Speaker 1:So you say I don't know where my home's at you like dating uh, different cultures. Yeah, what culture do you like the most?
Speaker 2:um, it varies, bro. I remember so when I think about it, when I grew up I used to always date, just like, like light-skinned black women, you know I'm saying. When I was in high school, then it moved to like Cape Verdean, you know, cape Verdean women, yeah. So for Africa, you know what I'm saying, for the island of Cape Verde. Then it transitioned to like Latin women, you know. Then it was like Asian women, you know, and then I kind of stayed in that pocket like Asian, latin and then like Middle Eastern. So now it's just like I just like exotic. You know what I'm saying, just something that looks it got to look to it.
Speaker 1:So what do you mean?
Speaker 2:exotic Like BBL or kind of like no, no, no, that's aesthetic, that's aesthetic. No, no, no, like. I just like a woman that looks like if we're just talking about on the outside. I like a woman that looks like if we're just talking about on the outside. I like a woman that looks interesting.
Speaker 1:Okay.
Speaker 2:You know like she stands out. She had a nice face.
Speaker 1:Give me a celebrity, somebody that resonates.
Speaker 2:I'm trying to think I don't even be tapped into the celebrities like that. I'm trying to think.
Speaker 1:Like a Jhene Aiko.
Speaker 2:Yeah, I mean she's cool, she's cool. I'm trying to think who got some strong features, bro? Who would I be like I want to step out with right now? I don't know, because I don't be tapped into celebrities Not.
Speaker 2:Phyllis, I don't even be. You know what I'm saying, but I just like features, you know what I'm saying. Like the girl I used to date she was El Salvadorian and Chilean, okay, you know what I mean. She had strong cheekbones. She had really nice eyes. It's like I just like, I like features. I don't know, but I love the inside, so the features might draw me.
Speaker 3:Yeah.
Speaker 2:But then when I see what's going on in there, I'm like, eh, I'm cool, like you know what I mean. So now it's like being attracted to someone physically is great, but what's her character like? You know, how does she treat people? You know, can we communicate? You know, is she open to being loved and led? You know what I'm saying Can she commit? Like I went to church today and it's funny because I went with a friend of mine and church right now is in a four-part series.
Speaker 2:Today was part two of relationships, but they're calling it relation tips, and then today the pastor was talking about like the principles, like some of the pillars of a relationship. You know, I'm saying, and I was talking to her before church and she was like it's so, it's so. He just so happened to be kind of talking like what was he, what we were talking about? But she asked me like what, what are, like some of my like top things in in a relationship? And one of the number one things I said was commitment, because it's like right now we're committed to each other. Right now You're committed to being in the seat. I am too. Do the podcast If the lights went out. We're still gonna do the pod. If a camera went out, we're still doing the pod. If the mic went out, we're still doing the pod. We're committed to doing the podcast, and I feel like nowadays people aren't committed to being in something.
Speaker 2:yeah, so as soon as something happens, they're willing to hit the abort button or the eject button because it's uncomfortable. So my biggest thing is commitment. So, if I can, if you know the lady that I'm with, I need to know that she's committed to the mission, because if I know that she's committed to the mission because, men, we like respect and we like appreciation. You know what I'm saying and I don't need the validation, but I just need to know that I'm appreciated, and not only am I going to give you what's authentically me, I'm going to go out and do more, because I know that you're committed and I know that you're appreciated and I know that I'm respected it and I know that you appreciate it and I know that I'm respected. So I'm going to take care of everything else. But if the commitment ain't there, then it's like what can we do, bro? Because now I can't be comfortable navigating, because any little thing can happen. You want to get out.
Speaker 1:Nah facts.
Speaker 2:And I feel like that's what people are doing nowadays. So I think commitment will be number one for sure.
Speaker 1:That's what they do in business and relationships. They think everything's going to be easy.
Speaker 2:Yeah.
Speaker 1:And as soon as something's hard, they're going to the next thing.
Speaker 2:But people don't approach relationships like business, which I feel like they should. Yeah, you know what I mean. I feel like they should. Now, you're not going to operate obviously the same way, but there's still certain pillars that could be parallel, right you? Right, you open up to LLC. You structure it right. Okay, I'm going to get into this relationship. We're going to structure it right. Yeah, me and you in business.
Speaker 2:What's your communication style? What's mine? Are we meeting on Mondays at 9am? You know what I'm saying. Yeah, are we doing a P&L? You know what I'm saying? Like, what's our flow?
Speaker 2:So I kind of vibe with I don't know a couple, but Dad put some content out where he's like yeah, every month, me and my girl, we do, like you know, a relationship, like you know Recap. How was February? Did you do what you wanted to do? You know what I'm saying. Do we do everything? Did I miss a date night or something? You know what I'm saying. Because now you're doing a maintenance. So if you're committed to doing a maintenance, you're going to be successful.
Speaker 2:Now does that mean y'all not going to hit or experience obstacles? Of course not. But it's like me and you are friends and I know you used to hoop. I don't know if you still hoop. I used to hoop, I don't hoop no more. But me and you are hooping and we get into some. It's competitive. So let's say I strip you or you strip me or something, or maybe it's a hard foul, and then me and the testosterone is up. We daring about the fight, but it's competitive, but the game's over. I'm like bro, you trying to eat, yeah, I drove us there. Vice versa, it's your time, it's you know, saying maybe it's your turn to pay for the food. When do we back to the crib? Yeah, because we're committed to it. We ain't gonna let that happen with which is a moment like cancel out the whole friendship and I think that's really the biggest thing now which also makes it hard to establish real relationships with people or with a partner.
Speaker 1:Yeah, most people don't want conflict. Yeah, bro, they just want to avoid.
Speaker 3:They don't want to smoke.
Speaker 2:They want to smoke, but they don't want to smoke.
Speaker 3:Yeah, they want to avoid. You know what I'm saying. I can't stand those kind of people. I like being real.
Speaker 1:I like being my authentic self with people. And you can tell when people accept that, because so many people used to being lied to, they used to just being told what they want to hear.
Speaker 2:Yeah, and when you get around somebody with real energy, yeah, it's kind of like they feel like you exposing them in a sense, but really you just trying to help them yeah, facts, bro, and and I don't know the phrase exactly, but it's like when people get exposed to to themselves or get exposed, or or get exposed to whatever, they tend to to shy away from it. Yeah, you know I'm saying tend to shy away from it. You know what I'm saying, or they'll run away from it. But again, there's a lesson in that.
Speaker 1:Yeah, I always tell my family they be running away from real shit. I'm like, whenever I talk that real shit, y'all run out the room.
Speaker 2:Yeah, I like that I like that. You got quotables, bro. You got the gap.
Speaker 1:You be running away from the real shit. I like that. You know what I'm saying. That's what my girl told me. She's like bro, you a bar. That's because I listen to so much personal development. So it's not even me, it's everybody who's whoa. I was about to say something crazy, but it's not me, it's everybody that's in me. But I just steal their confidence.
Speaker 2:That's what I tell people Strive to my and steal their confidence. Yo, I like that, bro. I like that. That's crazy man, that was dope, bro. And I actually like how you flipped it and asked me that question, because that personal development is huge, because I feel like you're always on a lifelong journey. Nah, facts Of getting better.
Speaker 1:And that's how it is in my family now, like my grandfather's 75, and I feel like not to say like this the wrong way, but I feel like he not living no more because he's not getting better. I be trying to put him on with new things, and new things he can implement in his business.
Speaker 2:Oh, zaki, I'm good, zaki, I don't need that, zaki, I got enough clients.
Speaker 1:I got enough money I'm. That's not rich. Rich is always wanting more for yourself.
Speaker 2:You need to collaborate with the young bull. You know what I'm saying. I always tell people that Get some content with it. I always tell people that Content with the grandpops is going to go crazy If you got a skill right now and you're not teaching it to your family.
Speaker 1:you a gatekeeper, and don't be mad if your family ends up in jail or ends up in bad situation. If you could have, just and let them build on it. And that's one thing I wish he did. I wish he would have taught everybody taxes, so that, instead of just doing credit, I could do credit and taxes.
Speaker 2:But again, bro, that brings us back to the family, Our families. Unfortunately, we were detached from the collaboration. Yeah, so, like you know, rommel Mm-hmm, so that's what Rommel teaches.
Speaker 1:You know the um, the fan uh, yeah, I had a podcast with them okay, so, so that's what they teach.
Speaker 2:They're teaching all right, cool ramel's teaching. I learned this. I'm gonna put the whole family on. Now we can collaborate as a, as a family business and go run it up. Yeah, right, right, fanpreneurs, okay, we're going to teach you how to move like a family business. So, unfortunately us, we don't have that, and it's not because we don't want that, it's because our father's been detached, our mom's is keeping the thing on. You know what I'm saying? Just on ready mode, yeah, just mode, yeah, just keeping it together.
Speaker 1:It's how they, it's how they uh brainwashed us. They, brain dust. Don't want to isolate from each other and kind of I want what you got versus I know you got it. Let me ask you how you got it, versus now I want to steal your shit, and that's kind of like how they put that in this.
Speaker 2:So that's why we need that, bro, yeah, so. So what you're saying, what you're saying is exactly right. That's probably the biggest thing that once I have a family and once I do have children, that's gonna be my main thing. But, like you just actually reminded me and subconsciously challenged me, that's what I need to do with my siblings now, like on my dad's side, because we didn't grow up together. Yeah, but I would definitely say I'm probably the most successful one, like financially speaking, you know, um, so I definitely need to do that. Family's not always going to and friends are not always going to be open to you teaching, but that shouldn't discourage you. Right, you'll find one family member, but then sometimes you're going to have to get gangsta and be like yo y'all got to sit your ass down.
Speaker 3:This is the play.
Speaker 2:What y'all doing ain't the play. This is the play. We're going to get everyone credit right, we're going to get everyone funding, and then we're going to buy some businesses and rent some real estate this, this, this and this and then, look, you're making what you're making at this job. This can either subsidize it or so STFU this. Did you know what I'm saying? Like, this is the mission lock in for the next 12 months.
Speaker 1:Let's go crazy one of my clients. They did that and that's why I love talking about him. His name was Marcelo and Alex right. So Marcelo had high utilization so he couldn't get funding because he had high utilization. But his daughter, her credit was good, so they're Spanish, obviously Hispanic so they're.
Speaker 1:Spanish, obviously Hispanic. So we got Alex the funding. We got her about 80,000 and 0% interest funding. She helps her father pay down his utilization so we can go help him get 100,000 in funding. So I ain't seen nothing like that from any of my black customers. Whenever I pitch that idea to them, they look like I'm spitting on them or something. But I'm like nah, you can help each other so that we can all get there faster yeah, not only is that the glitch bro, that's really like a time warp man.
Speaker 2:So, yeah, I'm excited that you, that you're on a mission to help as many people that you are, that you're helping people right now in real time, and that's you. You know you're sitting down on these different podcasts to share the message, make the impact and get people out there. So, um, where can people find you if they want to learn how to make money with you on a digital side, or if they're ready to change their, their, their financial situation? Get your credit together, get access to funding and stuff like that.
Speaker 1:They can find me. Well, y'all can find me at Smartphone Billionaire on Instagram. So at Smartphone Billionaire, just one word. And then if you're learning excuse me, if you want to learn how you can start making money with credit, if you could turn bad credit into six figures, how to turn content to cash, I'm hosting a class this thursday night teaching you, step by step, how to do all three of those things. So all you got to do is go to blueprint number two capitalcom, blueprint to capitalcom. And yeah, tune in and learn man.
Speaker 2:I love that. Bro, listen, if, bro Listen. If y'all are wanting more information from my guy, zaki, make sure that you click below, tap into that free class. I think you're going to learn a lot from it. I'll share the link, bring a friend and then follow him on Instagram and everything like that. So the final thing, I'll give you an opportunity to ask me another question. Sometimes I'll be doing this. You know what I'm saying.
Speaker 1:It's going to be toxic though.
Speaker 2:I'm with it.
Speaker 1:I'm with it, bro, I'm with the toxicity smoke.
Speaker 2:You said you like kind of foreign women.
Speaker 1:right, you said you like foreign women, so what kind of trouble does that get you with black girls?
Speaker 2:You know what? It don't give me no trouble. I mean I might get in some trouble now, okay, but I haven't been in no trouble. So, like, where I live at there's not really a lot of black women where I live at. So I don't really see a lot of black women now and that's not that's because you're not in a relationship yet. Because I've been seeing black women, they be mad.
Speaker 1:They be mad at brothers when they step outside.
Speaker 2:Listen, if you're a black woman right now, I'm single, I'm single so if you're interested hit up the gram. You know what I'm saying. But I'm gonna be honest, bro. It doesn't matter what she looks like. I definitely need to be attracted to her 100%. But I care more about who she is on the inside and if there's a connection.
Speaker 2:You know what I mean. And if she loves God, yeah, and you know, if she's open to being led and being. You know if she's open to being led and being, you know, protected, provided for, and if we can collaborate. Because if we can't do that, it don't matter. I'm 44, bro.
Speaker 2:I've been out with some of the most beautiful girls in the cities I've lived in, been through a lot of different experiences. You know I'm a man, so you know I've done my thing. So you know I'm a man, so you know I've done my thing. So how many more times can you think about it If I've done my thing over the years and I don't got a wife? If you're watching right now, you're a young man and you're getting stimulated like yo. I want to go, take this down. I want to pipe this. That don't matter. What you should do is find a girl that you care about, one that has the qualities to be either a good wife or someone that you want to be in a relationship with and then build with her, bro Nah, thanks you know what I'm saying Now.
Speaker 2:I'm not even saying it's going to be forever, but it might be for a solid 10 years. Yeah, what can you do in a solid 10?
Speaker 1:years. So why are you not in a relationship now? Are you so locked in on your business? No no, no.
Speaker 2:The last girl I dated. We dated for like four months and honestly, I thought I was going to be locked in with her. I mean, I would say the qualities she had was qualities I was looking for. I think we spent a lot of good time together, we have a lot of good moments and memories, but I don't think she was ready for the two things I talked about, which was being open to be led and open to collaborate with me. You know what I'm saying and I think the challenges that we ran into I mean, she can speak for herself, but I can only speak for what I experienced but I think the challenges that we ran into was she wasn't ready to work through her own stuff.
Speaker 2:Which brings us back to what I was saying with the commitment, because I feel like if you're committed and someone wants to work with them, with you or someone's like yo, I'm going to be here, even if you got to go do your own thing. That's what you want. I want a woman. That's like, alright, brendan, I'm going to be here for you. I know I'm saying I want a woman. That's like, all right, brendan, I'm gonna be here for you.
Speaker 2:I know you gotta work on your anger issues. Yeah, you know, saying we can work on it together. You're gonna get a therapist, but I'm not gonna break up with you because you're getting angry. Yeah, you know, I'm saying because I see that you just need to work on this, or I see this is something that has been stopping you or something. So to me that's the biggest thing. So that's why I say, like you know, that commitment is huge and then, other than that, bro, like the connection gotta be there. You know what I'm saying. I can go on, like right now, to be honest, I'm in. I think there's two things I'm experiencing. One I'm dating women actively now.
Speaker 2:Okay, so you're dating more than one woman at once. Right now I am, but it's not well. Okay, let me scale it back. I'm going out with date with women. I don't have I'm not juggling two girls. So you haven't been in two dates in one day, not recently, no, when I was a young boy, for sure.
Speaker 1:I was doing two, three.
Speaker 2:Maybe you know what I'm saying. I had back-to-back situations. Let me drop you off. I got to do something. But no, no, I guess what I'm saying is for you to find something. You got to put the F in the NG out. So I'm executing on the getting to know part, but if the connection ain't there or if her purpose ain't there, like what does she want to do? I ain't even with it. So it's kind of easy for me to, like you know, discard it or not move forward with it or whatever. You know what I'm saying.
Speaker 1:So you said one thing earlier. You were talking about leading in relationships. Yeah, what does that mean? You're talking about like paying for everything, or are you talking?
Speaker 2:about kind of like them just doing whatever you say. That's good, that's good, I like that. No, no, it's not about doing everything I said. Uh, everything I say being being led or being open or led. My thing is like, I feel like the woman needs to have a relationship with god. The man needs to have a relationship with god. The man needs to have a mission and purpose. Woman needs to have a relationship with God. The man needs to have a relationship with God. The man needs to have a mission and purpose. Woman needs to have a mission and purpose. Now, I feel like, if you break down what God says about a woman in the Bible, she was created to be a helper for, like Eve was created to be a helper for Adam. So that's our architect, that's our design. So you want a woman that is going to be able to subscribe to your mission, that sees your vision like your girl did slept in the car. Nah, fact, we ain't sleeping in the car, bro. Right now you ain't meeting no girl that's trying to sleep in the car.
Speaker 1:She's off you.
Speaker 2:She's off you quick, right. So, finding a woman that's like, okay, cool, you know what? I want to run these millions up with you. This is how I'm going to do it. The conviction, the commitment is there. This is how we're going to do it. This is what I need from you. This is the plan, this is the mission. Maybe you go out and get this information. I'm going to steer the ship. We're going to come back. This is going to happen. Yeah, right, so that's what I'm saying, like someone that's committed to um, excuse me, someone that's subscribing to being led by the discernment of someone that has the direction and the vision right.
Speaker 2:A lot of my um, millionaires and multi-millionaire uh friendships are men that are in marriages or in committed relationships. That brings us back to the collaboration One of my best friends in entrepreneurship. His wife holds everything down. He's able to because he knows they got the partnership. She's taking care of the things around the house, or he's pouring into her, which allows her to pour back into him. He's super charged up. Yeah, you know I'm saying so. So it's like that. So I'm not trying to be a dictator or tell her she can't do certain things, but I'm like this is the mission. Boom, this is what I'm trying to do. What are you trying to do? This is what we're trying to do and this is how we're gonna get there, how you feel about a woman that just wants you to buy him stuff.
Speaker 2:I ain't with that, bro actually I had to talk honestly. I had a real um, I would say it wasn't a tough conversation. But I had an interesting conversation with one of my friends yesterday and we've been friends since like 2007 and the topic came up. It was like me, her, another one of my friends, one of my hom homies, we were just having a del talk, whatever, and then the conversation came up and it was like where would someone take you on a first date? You know what I'm saying? She's like oh, he has to take me to dinner. And I'm just like why can't he take you to get coffee? She's like oh, because if you take me to get coffee, that's a little effort. I'm like why is that a little effort? He don't even know you.
Speaker 2:You know what I'm saying? The same effort that you go get coffee is the same effort that I'm going to go take you to dinner. The difference is how much money I'm about to spend. Yeah.
Speaker 2:You know, what I'm saying. So if you're dating, say, and if this dude doesn't take you to get steak, he ain't a good candidate because he put low effort, no thanks. But you know how. He had to get the money to take you out and have himself together to take you out. All you had to do is show up. I mean, yeah, you might go to the gym, but your value is exterior to men initially. Your value, your the way, the value that you're looking like with him, is his means, his access.
Speaker 3:Yeah.
Speaker 2:So what are we talking about? You know what I'm saying. So, nah, nah, if I'm with, like I don't mind taking care of a woman, I feel like what you mean.
Speaker 1:Like paying all of the bills or If I'm in a relationship.
Speaker 2:If I'm in a relationship, I'm probably going to take care of the majority of the bills for sure. Yeah, like, like, if it's my girl and she's making bread, we're going to use our money to invest or get to our goals faster. Facts right, I feel like, okay, let's even break it down. If you have a daughter, are you going to take care of her? Yeah, you're gonna pay for everything, right? Yeah, pretty much, and you're gonna take care of her from adolescence till she's maybe in college she got out Exactly.
Speaker 2:So what has she subconsciously learned? That a good man, my dad takes care of me, I don't have to worry about nothing because my dad got it. So she's going to want someone like her dad. So then let's say she gets married or she's dating or whatever. You're going to either pass her on or she's going to move on, looking for a man that can take care of her, which is not a bad thing, because you've been taking care of her whole life.
Speaker 3:Yeah.
Speaker 2:Right. So taking care of a woman and yourself and your family isn't a negative? Nah, but doing it with a woman in your family that's appreciative of you being the man, being respected, is what you want. Yeah, right, so there's nothing wrong with taking care of your girl, providing financially and the finances is like water anyway. So what are we really talking about? The things that really matter ain't the finances, especially if you're getting money. That's not what's valuable. Money just allows you to do things in life, gives you options, allows you to go out to that island you want to work for like six months, allows you to take care of people and put yourself in that elevated position to make impact, inspire and create. So what we talking about? They change the value of the money all the time, and money's not even valuable, it's credit. So what we really talking about? That shit don't even matter.
Speaker 1:Right, that's what I be telling my girl. We be getting into it not a lot, but she'll start trying to find the argument and I be like girl, you need to get off Instagram. Like I don't know nobody that's doing what I'm doing for you, like I can't name anybody. I can only name people on Instagram that I don't know. So I'm like name five people that you know, handle all of their bills, put their woman on payroll, make sure that they don't got to work for nobody. And then also take you on dates, buy you shit, treat you like a woman, smack your booty when I walk by.
Speaker 1:But, then you know, they get on Instagram and they see this facade of a life and it kind of makes them, like you said earlier, it makes them kind of take for granted what they got and make them feel like it's not, it's normal.
Speaker 2:It's not normal. But it's not normal to find people like that. First of all, I'm going to tell you something. If you're a guy and you're making six figures, that's already abnormal, yeah, I don't care. If you're corporate and you're like, yeah, I'm looking for a corporate job making six figures, that average American citizen makes barely $60,000. Facts. So corporate, six figures is already abnormal, yeah. Now we're talking about you're making money on your phone from anywhere you want, and you created, you had an idea that you use on yourself, built a program and a package and a means, learned how to market, learned how to create leads, learned how to advertise, learned how to close a deal, and you're doing it on your phone, from the crib, and that allows you to create enough income to take care of your son. You know what I'm saying? Your girl, your family, right? Maybe get some drip for yourself, put yourself in a nice situation. That's not normal, bro. Nah, I be trying to tell her.
Speaker 2:That's abnormal as fuck.
Speaker 1:Y'all gotta get off Instagram, because Instagram will have you feeling like your family don't love you, your friends don't love you. And that's not true. People rock with you. You just got to stop comparing those relationships to fake things you see on social media. Yeah bro, yeah bro, I mean did I answer your question I? Feel like we're here. I got it yeah.
Speaker 2:You know what I'm saying. I feel like we've been here for a minute podcast. Make sure you guys check out. Zaki and I did a street interview as well, so make sure you check that joint out on his Instagram if you haven't seen it already. Amazing podcast. Tap into my guy. Learn how to make the money digitally from him. Fix your credit, Get access to funding. He's going to teach you how to deploy that capital so you can change the trajectory of your family. Let him know again where they can get access to learn from you.
Speaker 1:So if you guys want to learn, all you got to do is go to blueprint2capitalcom. I'm going to be hosting a class this Thursday night. Teach you guys how to run up a bag with credit, how to make money running a funding company and also how to turn your content into cash. So make sure you tune in. And when you tune in, make sure you're ready to execute, because if you do execution, guys, your life is going to be wherever you want it to be.
Speaker 2:Word man. We'll see you guys on another episode of the pod. Let's get it.
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